Investment Tax Optimizer · Free · 5 minutes

Find out where you are losing money
to unnecessary tax

Answer 4 sections about your profile and investments. Get a prioritised list of tax optimisation opportunities — with estimated savings and what to validate with your CA before acting.

Important: This tool provides educational insights based on current Indian tax law (FY2024-25). It is not personalised tax advice. Always validate with a chartered accountant before making changes to your tax structure. Tax law changes frequently — confirm all rules are current before acting.
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Old vs New Tax Regime — Which one saves you more?
Enter your income and deductions. See exact tax under both regimes.
FY2025-26 slabs used. New regime: 0% below Rs12L (after 87A rebate), standard deduction Rs75K for salaried/pensioners. Old regime: slab rates with deductions.
Old regime deductions (skip if new regime)
Old Tax Regime
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Annual tax payable
New Tax Regime (Default FY2025-26)
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Annual tax payable
1 · Profile
2 · Income
3 · Investments
4 · Structure
Tell us about yourself
This determines which tax rules apply to you. We will not store or share this data — it stays in your browser.
Income sources & deductions
Select all that apply. We will check each one for optimisation opportunities.
Your investments
Select all asset classes you hold. We will check each for tax efficiency.
Family & structure questions
These unlock the highest-value optimisations — HUF creation, income splitting, PMS vs direct cost comparison.

Your tax efficiency report

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Estimated annual tax savings opportunity identified below

Estimates based on FY2024-25 rules. Validate all points with your CA before acting.

These are starting points — not a final plan

The exact savings depend on your full financial picture, documents, and current law. A 30-minute conversation can validate which of these apply to your situation and map out the implementation sequence.

Talk to an adviser

SEBI-registered · Fee-only · No commissions

Leave your details. Sutanu will reach out within 24 hours to discuss your tax efficiency plan.